Mandatory Earthquake Insurance is a type of insurance for residences within the boundaries of the municipality. Buildings covered in accordance with the Catastrophe Insurance Law No. 6305 are as follows: Buildings constructed as residences on immovables registered in the title deed and subject to private ownership,
Independent sections within the scope of the Condominium Law No. 634,
Independent sections located in these buildings and used for commercial, office and similar purposes,
Houses built by the government due to natural disasters or built with loans given.
Buildings that comply with the above conditions and have a construction servitude, have not been corrected in the title deed yet and are classified as "land etc." in the land registry. Compulsory Earthquake Insurance is also required for buildings that appear as buildings and cooperative houses for which title deed allocation has not been made yet.

Buildings subject to the Public Housing Law or used as public service buildings and their independent sections, buildings registered to the village population and built in and around the village areas by permanent residents,
Buildings, all of which are used for commercial and industrial purposes (business center, business center, administrative service buildings, training center, etc.),
Buildings that do not have a project and have not received engineering services
, Buildings that were constructed in violation of the relevant legislation and the project, or that were found to be modified or weakened in a way that would adversely affect the carrier system,
Buildings that are decided to be demolished by authorized public institutions and buildings that are not suitable for residential use, neglected, dilapidated or derelict.

Name, address, telephone number of the insured, identity information, tax identification number, tax identification number of the insured, full address of the building to be insured, title deed information (name, partage, parcel page number), construction year and construction style, total number of floors, damage status , the gross area of the house (m²), the use of the space.

It is a special 10-digit code given to all residences registered in the population-based address system since 1 March 2013 and is an identification number for the house owned. Address codes used in many insurance products other than Compulsory Earthquake Insurance are provided by the state. Since there is no personal code, this address code of the flat does not change even if the residence changes.

Before the electricity and water subscription transactions of a building covered by Compulsory Earthquake Insurance and during the title deed transactions, the existence of the insurance is checked..

It can be done if the preliminary information form about Dask is filled in completely and signed by the insured. Since title deed information is asked in the preliminary information form, it is sufficient to have a copy of the title deed.

Within the scope of Compulsory Earthquake Insurance, the maximum coverage amount that can be given for your residence is 268,000 TL. For example, the insurance cost of your reinforced concrete carcass dwelling with a gross surface area of 250 m² is calculated as 317,000 TL, but it is possible to make Compulsory Earthquake insurance for your dwelling at a maximum of 268,000 TL. In this case, upon your request, Optional Earthquake Coverage can be obtained for the difference of 49.000 TL. If you wish, you can get detailed information on this subject from the Allianz website and the nearest Allianz Insurance agency.

Within the scope of Compulsory Earthquake Insurance, the maximum coverage amount that can be given for your residence is 268,000 TL. For example, the insurance cost of your reinforced concrete carcass dwelling with a gross surface area of 250 m² is calculated as 317,000 TL, but it is possible to make Compulsory Earthquake insurance for your dwelling at a maximum of 268,000 TL. In this case, upon your request, Optional Earthquake Coverage can be obtained for the difference of 49.000 TL. If you wish, you can get detailed information on this subject from the Allianz website and the nearest Allianz Insurance agency. In the calculation of m² subject to TCIP, the gross m² specified in the Real Estate Tax Return is taken as basis.

Compulsory Earthquake Insurance is a type of insurance against your building that is guaranteed by the state for earthquake and the risks directly caused by the earthquake and must be made compulsory, while house insurance is an optional type of insurance that can include many guarantees along with earthquakes. Since the policy can be issued, not only the landlord but also the tenant can make the policy. When earthquake risk is included in the housing insurance, losses exceeding the TCIP policy limits as a result of a possible earthquake can be secured.

It is possible. While issuing the insurance policy, the statement of the insured is taken as a basis, and a housing policy can be optionally issued for the portion above the amount subject to the TCIP, upon the insured's giving the subject m² information to the TCIP cost. It should not be forgotten that earthquake insurance is mandatory for the building in any case.

Only buildings can be insured with Compulsory Earthquake Insurance. You can also take out home insurance to insure your belongings. You can reach the nearest Allianz Insurance agency to benefit from different package options and Allianz advantages with Yuvam Insurance, Allianz's housing product.

The term of the policy is one year and the insurance contract must be renewed every year before the expiry of the policy.

>No. This policy cannot be canceled after it has been issued. If you sell your residence covered by the policy, the provision of the insurance will continue. In this case, the policyholder and the new beneficiary who learns about the existence of the insurance are obliged to notify the insurance company that mediated the contract within 15 days.

No. This policy cannot be canceled after it has been issued. If you sell your residence covered by the policy, the provision of the insurance will continue. In this case, the policyholder and the new beneficiary who learns about the existence of the insurance are obliged to notify the insurance company that mediated the contract within 15 days. If you have a Compulsory Earthquake Insurance policy and a policy that includes discretionary earthquake coverage, the damage is paid under the Compulsory Earthquake Insurance Policy, and the excess amount is paid under the discretionary policy.

An accident report is a report prepared by the parties by agreement, without the need for the insurance company or the police, as a result of the involvement of at least two vehicles in an accident with only material damage. The only document that insurance companies can see and evaluate how the accident happened, the location of the vehicles during the accident and the error rate of the driver of the vehicle is the accident report. With this document, which must be signed by the drivers of all the vehicles involved in the accident, insurance companies determine the location of the accident, the date, the type of accident, the vehicles involved in the accident, their drivers, the road where the accident occurred, the environmental characteristics and the defect distribution rates of the vehicle drivers. In addition, the photographs taken by the drivers at the time of the accident, before the vehicles are moved, are extremely important for insurance companies.

You can make your damage report to the Natural Catastrophe Insurance Pool or to the insurance company, regional directorates and agencies for which you have insured, within 15 days at the latest from the date of learning that the risk has occurred.