What is Allianz Supplementary Health Insurance (TSS) and What Does It Cover?
With Allianz Complementary Health Insurance, you can cover the difference in your health expenses, which are covered by SGK under special conditions, in private health institutions with Allianz TSS agreement, without making any additional payments (except SGK compulsory examination participation fee).
In the case of inpatient treatments, if you prefer private health institutions that are not contracted with Allianz but contracted with SGK, you will have an additional limit for non-contracted institutions.
You can use your limit in institutions with or without a contract with Allianz, on the condition that it is limited to the materials specified in the policy specific conditions, which are not covered by the SSI, in particular for the Medical Equipment coverage.
With regard to Home Care* and Artificial Limb coverage, regardless of whether the contracted institution has a contract with SSI, you can use your limit in institutions that have a contract with or without a contract with SGK, for situations that comply with the policy conditions.
Outpatient Treatments and Birth related coverages can be included in the policy upon preference. These guarantees are only valid in private health institutions contracted with Allianz and SGK.
* Home Care Service is offered exclusively to those who prefer Orange Network.
Complementary Health Insurance Advantages
With Allianz Complementary Health Insurance, which is among the best Complementary Health Insurance products, you can start to benefit from health services in a comprehensive way.
With Allianz Complementary Health Insurance, you can have the comfort of private health insurance with affordable prices and payment conditions.
After a three-year uninterrupted insurance period, you can obtain a "Lifetime Renewal Guarantee".
As a private health insurance, Allianz Supplementary Health Insurance supports you in the most difficult moments.
Complementary Health Insurance (TSS) Coverages
| Inpatient Treatment |
Outpatient Treatment |
Birth |
Inpatient treatments (including room / intensive care room, bed and meal expenses of the companion) and chemotherapy, radiotherapy and dialysis treatments are covered unlimitedly, regardless of whether they are outpatient or inpatient.
- *Unlimited 100% valid at contracted institutions.
- *Inpatient treatments with or without surgery,
- *Standard room / intensive care room, companion bed and meal expenses,
- *Chemotherapy, radiotherapy, dialysis treatments,
- *Day treatments (minor surgery expenses),
- *Life-threatening emergency treatment,
- *Terrorist-related expenses are limited to an annual limit*.
- *Home Care and Treatment is valid at Contracted Institutions with an annual limit* (up to 56 days) and 100%. This guarantee is only valid if Orange Network is selected.
- *Artificial Limb is 100% valid with annual limit*.
- *Medical Supplies are 100% valid with an annual limit*.
- *Additional limit opportunity at non-contractual institutions*
*For the annual limit and non-Agreement institution applications, please review the Policy and Policy Special Conditions.
If preferred under the Allianz Complementary Health Insurance policy, Outpatient Treatment Coverage is also provided. The doctor can be selected 4 times or 10 times a year, taking into account the expenses of examination, x-ray, laboratory tests and advanced diagnostic methods provided before hospitalization in contracted health institutions. The analysis, x-rays and examinations made within the examinations are included in the number of examinations.
- *100% valid in institutions limited to 4 or 10 pieces.
- *Doctor examination,
- *X-ray,
- *Laboratory examinations,
- *Artificial Limb is 100% valid with annual limit*.
- *Advanced diagnostic methods (MR, Tomography, Ultrasound, EKG and Biopsies),
- *Physical Therapy and Rehabilitation (30 sessions limited at Contracted Institutions).
Maternity Coverage is also provided if preferred within the scope of Allianz Supplementary Health Insurance policy. Women aged 18 and over can benefit from maternity coverage. Expenses of all inpatient treatments related to normal delivery, cesarean section, delivery and pregnancy complications are covered by 100% of the birth coverage specified in the policy. Periodic doctor's examinations related to pregnancy and TORCH before pregnancy and follow-up and examinations during pregnancy (TORCH, amniocentesis, NST, Down triple scan, etc.) can be used once.
- *100% valid limited to 4 or 10 units in Contracted Institutions.
- *Normal birth,
- *Caesarean section,
- *Birth and pregnancy complications,
- *Periodic pregnancy-related doctor's examinations,
- *Examinations performed during pregnancy.
A 12-month waiting period is applied for pregnancy-related expenses within the scope of maternity coverage.
Newborn expenses of the baby are not covered by the birth coverage.
Allianz Supplementary Health Insurance covers the additional fees requested by the Social Security Institution (SGK) and health institutions contracted with Allianz Insurance. With Individual Complementary Health Insurance, you can benefit from Inpatient Treatment (Surgery, Daily Treatments), Artificial Limbs, Home Care with Medical Equipment* and Ambulance. If preferred, you can add Maternity coverage to your policy, provided that there is Outpatient Treatment and/or a 12-month waiting period. (Complementary Health Insurance is only valid for people who are covered by SSI and have General Health Insurance.) * Home Care Service is offered exclusively to those who prefer Orange Network.
If you continue your Supplementary Health Insurance for 3 years without interruption, you may be entitled to a Lifetime Renewal Guarantee. At the end of 3 years, an evaluation is made on the basis of the health status of the insured. According to the evaluation result, if the conditions are suitable, a Lifetime Renewal Guarantee is given.
No additional premium is applied to your individual Supplementary Health Insurance once the Lifetime Renewal Guarantee has been awarded. No claim discount application consists of 8 levels in total, with the entry level (1st level) and 7 discount levels. If you are going to take out insurance for the first time or if you have transferred to Allianz from another insurance company, our application starts from the entry level.
Individual Complementary Health Insurance does not cover the outpatient treatment expenses of people who want to be treated in non-contracted institutions. Inpatient treatment expenses are covered in line with the collateral and limits of the non-contracted institution.
In case of adding maternity coverage to the Individual Supplementary Health Insurance, there is a waiting period of 12 months to cover your pregnancy-related expenses.
No, you must choose 10 outpatient maternity coverage in your Individual Complementary Health policy.
In order to benefit from our Check-up, Dietitian, Psychological Support and Dental Care services, which are offered in addition to your coverage under your policy, you can make an appointment with Allianz Customer Services at 0850 399 99 99 via Allianz'im mobile application or directly.
No, there is no daily inspection limit. You have the right to 4 or 10 inspections per year, depending on your choice in the policy.
Yes, if your doctor directs you to a different branch doctor after your examination, the procedure is considered as a second examination.
Yes, all your procedures within the scope of inpatient treatment, all expenses related to physical therapy and rehabilitation in the Individual Complementary Health Insurance, and expenses except for the red area situations determined by the Ministry of Health in inpatient treatments are covered 3 months after your insurance starts.
Individual TSS products are included in insurance products with wide coverage. Anyone aged between 15 days and 64 years (inclusive) can benefit from the Complementary Health Insurance..
Children aged 15 days to 5 years can be insured if at least one parent is also insured. If children between the ages of 6-17 are insured without their parents and on their own, if the insured person is 18 years or older, the claim is taken into consideration.
No, Supplementary Health Insurance is only valid for people who are covered by SGK and have General Health Insurance (GSS). Even if the policies of the people who lose their entitlement to the General Health Insurance are in effect, they cannot benefit from their policies unless the GSS entitlement is active.
No, there are no limitations. For Supplementary Health Insurance, provision service is provided 7 days and 24 hours.
There are no restrictions on the services of the Complementary Health Insurance, including public holidays. You can benefit from all services included in your TSS policy 24/7.
Allianz Complementary Health Insurance has 2 Network options, Turquoise and Orange. If you choose the Turquoise Network, in addition to the contracted institutions specific to this network, you can benefit from the health institutions that are included in the Orange Network and have agreements with SGK in all branches with the contribution fee application specified in the policy. You can review your policy for institutions with participation shares and their participation rates. If you choose Orange Network, you can benefit from health institutions that Allianz Insurance has made a special agreement for this product and that have agreements with SGK in all branches.
Check-up, Dental Care, Dietitian and Psychological Support Services and Home Care Coverage, which are offered in addition to your policy coverage, are only offered to those who prefer Orange Network..
