Agricultural Insurance

What is Agricultural Insurance?

Agricultural Insurance is an insurance product created to protect crops, animals and greenhouses against natural disasters and global warming.

There is a state-supported agricultural insurance application in order to ensure the continuity of agriculture and animal husbandry by providing coverage against damages that may occur due to climatic conditions and destructions that may occur as a result of natural disasters. In Turkey, this transaction is managed by the Agricultural Insurance Pool (TARSİM).

Agricultural insurance has gained even more importance, especially with the increase in the number of natural disasters caused by global warming in recent years. Agricultural insurance for losses in agricultural products caused by hail, storm, tornado, fire, earthquake, landslide, vehicle collision, flood and flood and similar risks, and animal deaths in cattle, ovine, poultry, bee and aquaculture branches caused by the same risks. under warranty.

With this insurance, the Agricultural Insurance Pool covers the risks covered by the decision of the Council of Ministers, in the plant products grown in the parcels registered in the Farmer Registration System, in the fruit trees and vines themselves and their saplings, in the hail net and cover systems for vineyards and orchards; guarantees the material damages that will be caused directly up to the insurance amount. Our Policy Coverages Loss of quality caused by hail, storms, tornadoes, fires, earthquakes, landslides, floods and floods. Damage caused by hail weight, storm, tornado, fire, earthquake, landslide, flood and flood risks to hail net and cover systems and the product under these systems. Amount loss caused by hail, storm, tornado, fire, earthquake, landslide, flood and flood risks, barley, wheat, rye, triticale and oat products and the stem part of certified seeds of these products hail, storm, tornado Loss of amount caused by the risks of fire, earthquake, landslide, flood and flood on the leaves of the vines that produce pickled leaves.
With this insurance, the risks covered by the decision of the Council of Ministers are registered in accordance with the Greenhouse Registration System and the greenhouses and the products in them, which are deemed suitable for insurance as a result of the risk assessment; The material damages that will be caused directly by the risks specified in the policy are covered up to the insurance cost. Our Policy Coverages With this insurance, the risks of hail, earthquake, vehicle strike, storm, tornado, fire, landslide, flood and flood, snow and hail weight are covered according to the risk examination-assessment result. For high tunnels, only the product inside and the plastic cover; Insurance is made against the risks of hail, storm, tornado, fire, landslide, earthquake, flood and flood.
With this insurance, losses incurred in bovine animals registered in the Livestock Information System (HAYBIS) covered by the decision of the Council of Ministers are covered in accordance with the General Conditions. Our Policy Coverages a) This insurance covers insured bovine animals, provided that all insurable animals in the establishment are insured: Except for the diseases specified in paragraph (a) of Article A.3 of the General Conditions, all kinds of animal diseases and pregnancy, childbirth or surgical intervention. , All kinds of accidents, snake and insect bites, poisoning due to poisonous meadow grass and feed, all kinds of natural disasters and sunstroke, and deaths caused by fire or explosion, and the insured's direct material damage as a result of compulsory slaughter. b) Entering the insured place specified in the policy by breaking, drilling, demolishing, overturning and forcing, provided that all insurable animals in the establishment are insured, By climbing or crossing by means of a vehicle, equipment or physical agility, With the original key that is lost, stolen or unjustly obtained, or By making a key or entering by unlocking with the help of other tools or passwords, By sneaking into the insured places, hiding or hiding, Direct damages to the insured animals due to killing, injury, use of force or violence, or attempted theft by threats, and the facility of the insured animals at the address specified in the policy. Damages that occur directly in the insured animals due to theft or attempted theft during or during their transportation between the pasture or pastures notified by the insured and accepted by the Agricultural Insurance Pool are included as optional additional coverage. c) Abortion Coverage Coverage This coverage covers the abortions determined by the Agricultural Insurance Pool expert due to all kinds of common and contagious diseases within the scope of the Coverage in insured bovine animals, death, In cases where the offspring cannot get out of the canal due to being larger than normal and threatens the mother's life during birth, the baby is taken to pieces and dead in order to ensure the survival of the mother, and the offspring dies from any common or contagious diseases within the scope of the coverage within 7 days following the birth of the insured, as a result of which the insured covers material damage.
With this insurance, losses incurred in small cattle registered in the Livestock Information System (HAYBIS) covered by the decision of the Council of Ministers are covered in accordance with the General Conditions. Our Policy Coverages This insurance covers insured small cattle, provided that all insurable animals in the establishment are insured; All kinds of accidents, wild animal attacks, snake and insect bites, Poisoning due to poisonous meadow grass and bait, All kinds of natural disasters and sunstroke, Deaths and compulsory slaughter due to fire or explosion, the insured's direct financial losses. provides damage. Our Optional Guarantees Provided that all insurable animals in the business are insured; In the insured place specified in the policy, by breaking, drilling, demolishing, overturning and forcing, By entering by climbing or overtaking by means of vehicle, equipment or physical agility, By unlocking with the original key that was lost, stolen or obtained unjustly, or by making up a key or using other tools or passwords. By entering the insured places, by sneaking into the insured places, hiding or hiding, Direct damage to the insured animals due to killing, injury, use of force and violence or attempted theft with threats, and the facility at the address specified in the policy of the insured animals and the insured's and accepted by the Agricultural Insurance Pool. Damages that occur directly to the insured animals due to theft or attempted theft during their transportation between or between pastures or pastures are included in the policy by taking additional premium as optional additional coverage.
With this insurance, losses incurred to poultry raised in closed facilities, covered by the decision of the Council of Ministers, registered in the Livestock Information System (HAYBIS) and registered in the Livestock Information System (HAYBIS), and poultry raised in open and semi-open systems are covered in accordance with the General Conditions. Our Policy Coverages For poultry covered by this insurance: All kinds of accidents and poisonings, Tornadoes, storms, earthquakes, landslides, floods and floods, deaths and compulsory slaughter due to fire or explosion, material damages directly incurred by the insured are covered. is taken.
With this insurance, within the scope determined by the decision of the Council of Ministers, the damages that occur in the aquaculture species grown in the facilities registered in the Fisheries Registration System and in the cages and nets are covered in accordance with the General Conditions. Our Policy Coverages a) This insurance covers all kinds of diseases, pollution and poisonings outside the control of the grower, storms, tornadoes, earthquakes, excluding the diseases specified in paragraph (a and b) of Article A. It provides the insured's direct material damage as a result of flood and flood risks, Accidents, Predators, deaths and physical losses caused by Algae explosion. b) This insurance provides material damage caused by storm, tornado, earthquake, flood and flood risks, Accidents, Predators in cages and nets accepted for insurance. c) Stock Development Period within the Scope of Coverage The stocks of fishery products in the egg and larval stage are outside the scope of the coverage. for trout, sea bream, sea bass, denmark, graniose, red banded coral, sargoz, bream bream, minakop, antennae coral, buckeye coral, litrin coral, trance and sturgeon, after reaching a size of 5 g. In the types other than these, the starting phase of the coverage is determined by the Agricultural Insurance Pool Board of Directors.
With this insurance, due to the risks covered by the decision of the Council of Ministers, the losses that occur in the active (with bees inside), plate and modern beehives registered in the Livestock Information System (HAYBIS) and Apiculture Registration System (AKS) are covered in accordance with the General Conditions. . Our Policy Coverages a) This insurance covers active (bee) hives; Storm Hose Fire Landslide Earthquake Vehicle Impact Flood and Flood Wild Animal Attack During the transportation of the hives, collision, collision, overturning, burning etc. assures the damage directly incurred as a result of the causes. b) The bee colony is included in the hive insurance cost.
With this insurance, the Agricultural Insurance Pool, the risks covered by the decision of the Council of Ministers, the yield loss that will be caused directly in the wheat product produced in the dry agricultural areas registered to the Farmer Registration System (ÇKS), the yield values on the district basis announced by the Turkish Statistical Institute (TUIK) are based on. It guarantees up to the threshold yield value of the determined district. Yield loss claims specific to the parcel specified in the policy of the insured are not taken into account. Our Policy Coverages a) Conditions Covered with Coverage With this insurance, the package is covered with drought, frost, hot wind and heat wave, excessive humidity, excessive precipitation (hail, storm, tornado, fire, landslide, flood and flood, earthquake). The loss of efficiency caused by the risks in the products is covered by the guarantee. b) Products Under Coverage Wheat and wheat (certified seed) products produced in dry agricultural areas are covered by the warranty. The handle part of these products is optionally included in the coverage.

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