Compulsory traffic insurance

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What is Compulsory Traffic Insurance?

With the Compulsory Traffic Insurance, we insure the damages you may cause to the other vehicle or third parties in a possible accident in line with the compulsory costs.

In addition to the standard traffic coverages, you can get optional Mini Repair, Roadside Assistance, Voluntary Liability and Personal Accident additional coverage and services and enjoy the Allianz privilege.

 
Compulsory Traffic Insurance Guarantees;
Material Damages Coverage Health Expenses Coverage Permanent Injury Coverage Death Guarantee
Compulsory Traffic Insurance Additional Guarantees;
Financial Liability to Third Parties Personal Accident

Note: Some additional coverages may only be offered for certain types of use vehicles. For additional information on additional coverage terms and limits, please contact your agent or call center.

It covers the legal liability of the insured, within the limits of compulsory insurance on the date of the accident, according to the Traffic Law, due to the death or injury of third parties or damage to something during the operation of the motor vehicle.
Traffic insurance is a compulsory insurance. Unless it meets the short-term insurance conditions, the policies are issued annually. It must be renewed every year.

Main Guarantees:

  • Material Damages Coverage
  • Health Expenses Coverage
  • Sürekli Sakatlık Teminatı
  • Death Guarantee

Selectable Additional Collaterals depending on Risk Group and Usage Style:

  • Roadside Assistance Service
  • Mini Repair Service
  • Financial Liability to Third Parties
  • Personal Accident
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Damages incurred by the insured's own vehicle cannot be covered under the Traffic Insurance policy. The Traffic Insurance policy covers material and bodily (injury and death) damages inflicted on third parties due to the use of the vehicle.
The traffic policy is valid only within the borders of Türkiye.
Coverage limits of Traffic Insurance are determined by the Undersecretariat of Treasury and are updated at the beginning of each calendar year on the basis of usage style.
When the owner changes, the existing policy cannot be transferred to the new owner. In order to cancel the policy and get the premium refund, if any, you must notify your agent with your sales contract. It is obligatory for the person who has just bought the vehicle to have a traffic insurance policy in his name.
The insured is obliged to notify the insurer of an event necessitating his liability within ten days from the moment he becomes aware of it, and to immediately notify the insurance company of the request addressed to him.
Pursuant to the sector announcement of the Undersecretariat of Treasury, numbered 08.10.2010 and 2010/33, as of 01.11.2010, optional cancellations cannot be made in Traffic policy cancellations. Traffic policies can only be canceled if the following conditions are met, otherwise they cannot be canceled;
  • Death of the insured
  • Withdrawal of the vehicle from traffic due to scrap/pert
  • selling the vehicle
  • Cancellation of the sale of a brand new vehicle purchased from the dealer (return of the vehicle to the dealer)
  • Existence of a duplicate policy for the vehicle

General conditions

22 Years of Experience,

Affordable Price Guarantee

We provide services to meet the needs of our customers at the maximum level and to offer the most economical solutions possible. Vuslat Sigorta offers you consultancy, policy issuance and damage services with its special customer representatives.

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