Acute officer, soldier, military service and operations participant, non-commissioned officer, diver, sailor, deck officer, ship crew, stewardess, firefighter, jockey, coal worker, courier, people involved in air sports, marble quarry worker, miner, motor vehicle racers , pilot, police, professional athletes, civil defense officers, officers, quarry workers, shipyard workers, underground workers, people dealing with nuclear risk (nuclear energy engineers and others), captain, protection officer, stunt profession groups insurance coverage is outside. In addition, all kinds of private and official security personnel, ship personnel, underground/surface mining personnel, shipyard and construction workers or firefighter professional groups are not covered by the insurance. If the insured has these professions, the policy is invalid and the insurer will not be liable to pay compensation.