Allianz Yuvam Insurance
Home insurance is an insurance that provides coverage against the damages you may encounter in your home. With Housing Insurance, whether you are the owner of a house or a tenant, your house and property damage that can be caused by many problems, from fire to theft, from earthquake to plumbing failure or glass breakage, is covered by housing insurance.
Moreover, you can benefit from rich assistance services by choosing one of the three different packages we have created with Yuvam Insurance according to your budget and needs. Always be prepared for unexpected problems with Allianz Yuvam Insurance, which offers coverage for damages that may occur in your home. Secure your home with Allianz Yuvam Insurance, which keeps you safe against accidents and damages subject to insurance.
Your environmentally friendly goods are covered by Yuvam Insurance
Our world is our home. While you think about our world in every step you take and every decision you make, we are with you and our world with the environmentally friendly Yuvam Insurance. For this reason; Many environmentally friendly goods such as solar panels, wind turbines, rainwater storage units, water sensors, motion sensors, compost machines, voltage regulators, garbage disposals and electric bicycles are under the guarantee of Yuvam Insurance. When you want to take a step towards a better environment and a more sustainable future, #Allianz is with you, next to good.
Home Insurance Package Options
Allianz Yuvam Insurance, which offers three different package options with the housing insurance calculation that suits your needs, offers home insurance prices that fit your budget. Home insurance that you can have at reasonable prices compared to home insurance prices; It has three package options: economical, standard and comprehensive
Protect My Home
Economic Package
Economic Package home insurance coverage is a type of package that consists of basic risks and appeals to those who are looking for an economical price option.
Protect My Family
Standard Package
Standard Package is a package that includes home insurance coverage and additional coverage and coverage types for basic risks. With this package, you can have all the classic housing protection guarantees.
Provide Additional Assurance
Comprehensive Package
With the Comprehensive Package home insurance, you can get many additional coverages in this package, which is prepared for users who want to protect their home with additional assurance.
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The cost of repurchasing your belongings on the date of the policy is taken into account for the property insurance cost.
Housing insurance is a type of insurance that covers the damages of your house within the scope of the guarantee and additional guarantees specified in the insurance policy.
- *Housing policy premiums may differ depending on the province and district where your house is located. Variables such as how many flats are in your building, on which floor you live and the structure of your building affect your insurance premium.
- *Don't forget that you can also secure your belongings in your home with Home Insurance. You can insure your belongings over the purchase price on the day you took out the policy.
- *Consider the proximate cause relationship. As an example of a close cause relationship, consider that you do not receive earthquake coverage on your housing policy. In this case, if your building is damaged by a landslide or fire caused by an earthquake, even if your housing policy covers fire coverage, your housing insurance will not cover your damage because the main cause of the damage is the earthquake.
- *We would like to remind you that the construction cost of the building is taken into account in Housing Insurance. The policy is created on the basis of the construction cost of your building, not the sales price of your house. You can examine the prices determined according to square meters and building style in the table above.
- *Housing Insurance covers your damages and losses caused by many natural disasters such as fire, flood, landslide, or as a result of collision with sea, land and air vehicles.
- *You can not only secure your house, but also your valuables and valuables that you have chosen carefully against theft with Home Insurance.
- *You can take action not only against the damage, but also against the costs that may arise from the damage. An example is the process of removing debris after an earthquake.
- *With Home Insurance, you can secure the belongings of your guests or third parties in your home.
- *You can benefit from assistance services when you need help such as internal water damage, plumbing, electrical damage, broken glass or locksmith work that may occur in your home.
It is the official documents that contain a lot of important information such as housing policy, additional guarantees and guarantees of housing insurances, insurance start and end dates, insured and insurer information..
- Making TCIP, known as Compulsory Earthquake Insurance, is compulsory by the state, and Housing Insurance is not compulsory, it is optional.
- While you can only secure your building with Compulsory Earthquake Insurance (DASK), you can insure both your house and your belongings with Housing Insurance.
- Without Compulsory Earthquake Insurance (DASK), it is not possible to have title deeds or electricity and water subscription transactions, you must submit your Compulsory Earthquake Insurance (DASK) policy. Housing Insurance, on the other hand, is an optional product, so it does not affect your other transactions.
- With Housing Insurance, you can easily access many additional assistance services and have service privileges that make your life easier. Moreover, with Yuvam Insurance, you can choose the product that best suits your needs and budget with three different package options.
Although the Compulsory Earthquake Insurance (DASK) covers the damages caused by the earthquake, you can choose to have a Housing Insurance to secure your home and belongings. With Housing Insurance, you can take precautions against various negative situations that you may encounter, from natural disasters to any electricity-internal water failure that may occur in your home, regardless of whether you are a home owner or a tenant. With home insurance, you can benefit from extensive assistance services such as internal water damages, plumbing operations, electrical damages, locksmith services that may occur in your home.
No, it is not obligatory to have a Housing Insurance, you can optionally have a Housing Insurance.
Both tenants and landlords can take out Home Insurance. If you are a home owner, you can secure both your belongings and your house, while if you are a tenant, you can only secure your belongings against many risks such as fire, theft, flood, earthquake.
Damages caused by the insured's neighbors to buildings and properties as a result of fire, explosion, internal water, smoke, strike, lockout, disorder, public movements, malicious acts and terrorist incidents are paid up to the limit specified in the policy within the scope of Fire Liability coverage.
Cam Kırılması teminatıyla poliçe üzerinde belirtilen sigorta bedeline kadar ilk ateş olarak;
- Residential exterior glazing, window glazing, interior and exterior door glazing, balcony glazing, interior partitioning and floor glazing
- Mirrors fixed to the wall or furniture
- Glass shelves, shower cabin windows
- Flat, curved, horizontal or vertical table, showcase, cabinet, coffee table glasses, aquarium glasses
- The glass surfaces and glass covers of the stoves and ovens are insured.
Glass Breakage Insurance General Conditions Articles 2/a, 2/d and 2/e, glass breakage damages are also included in the coverage.
What's Out of the Coverage The following risks and situations are out of the coverage.
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- Glass bricks
- Glass sink
- Stained Glass
- All kinds of glass and glassware other than the glasses listed above within the scope of the guarantee
- The ornaments, pictures, writing, coating materials on these glasses listed above
Is rental loss coverage only for landlords?
Both landlords and tenants can benefit from Loss of Rent coverage. In order for the tenants to benefit, the rent must be paid in advance.
10% for renewal at the end of the first twelve-month policy period after having a Yuvam policy; 20% on the second twelve-month renewal; 30% on the third twelve-month renewal; a 35% no-claim discount is given for the fourth and subsequent renewals. It is also possible to transfer the no claim discount from other insurance companies.
